Current Year

18-Jan-20 – Daily Express: Retirement in 2020: 7 things to consider for the thousands set to reach state pension age

16-Jan-20 – They Work for You: European Union (Withdrawal Agreement) Bill – Committee (3rd Day) – Amendment No 37.

“There are more than half a million pensioners around the world who have frozen pensions. There has been a sustained and impressive campaign by the International Consortium of British Pensioners to try to persuade the Government to uprate the state pensions of people who live in the 150 countries, of the 200 countries around the world, in which there are not reciprocal arrangements to uprate state pensions and therefore their pensions are frozen. So this issue goes much wider, and I applaud the Government for at least agreeing to uprate the pensions of those citizens who live in the EU, regardless of reciprocation in the meantime. I would encourage my noble friend, and the Government, to consider this in the context of the overall uprating issues for people with frozen pensions around the world”.

– Baroness Altmann – Minister of State for Pensions (May 2015 – July 2016)

16-Jan-20 – Daily Express: Brexit must NOT impact on UK expats – Warning sent to EU over treatment of Brits abroad

15-Jan-20 – Daily Express: Retirement: 1 in 3 retiring with ‘£17,460 debt’ this year amid state pension age changes

Of those in debt, 48 percent still owe money on credit cards, 31 percent have an outstanding bank loan and 14 percent will still have a mortgage. One in eight people in debt said they expect to owe money for nine years or more, according to the research.

15-Jan-20 – Lexology: Pension sharing after an overseas divorce

15-Jan-20 – Daily Express: State pension is rising in 2020 but not all pensioners to get more money: Who is affected?

While the UK has social security agreements with Canada and New Zealand, a person cannot get a yearly increase in the UK state pension if they live in either of these countries.

14-Jan-20 – Full Fact (GB): State spending isn’t at a record high when you consider the size of the economy

“The triple lock has, since 2010, pushed up pensioner benefit spending substantially in real terms. But in the other direction the increases in the state pension age for women and, more recently, men will have cut it.”

– Carl Emmerson, Deputy Director at the Institute for Fiscal Studies 

In other words, the government has increased the average amount a pensioner will receive, but reduced the number of pensioners by increasing the pension age.

14-Jan-20 – Daily Express: State pension age change fix: 1950s woman has ‘goldilocks plan’ at ‘fraction of the cost’

13-Jan-20 – This is Money: The mistake costing British pensioners thousands of pounds a year

The key state benefits pensioners can claim are guarantee pension credit, savings pension credit and a council tax reduction.

11-Jan-20 –

10-Jan-20 – Daily Express: Deferring state pension? How to make sure you still get the Winter Fuel Payment

A person qualifies for the Winter Fuel Payment if both the following apply:

  • They were born on or before April 5, 1954

  • They lived in the UK for at least one day during the week of 16 to 22 September 2019 – known as the qualifying week.”

…no Winter Fuel Payment for us…

10-Jan-20 – The Royal Gazette (Bermuda): Retirees report bank’s ‘incompetent service’

However, another senior said he had the same problem with major arrears in his monthly pension, and two others said the Bermuda Government should switch from the British-based Crown Agents Bank, which the Government said had “drastically” changed its procedures after the bank was sold off to a private firm almost four years ago.

….be careful who you bank with….

9-Jan-20 – National Seniors (Australia): Group lobbies PM on Frozen Pensions

9-Jan-20 – British Pensions in Australia: Pension Loss Factors

4-Jan-20 – iNews: Universal Credit and benefits changes in 2020: when new DWP guidelines come into place – and how they affect you

From April, people who receive the state pension will find their income increases by the highest amount since 2010. People who reached state pension age after 6 April 2016, and receive the new flat rate pension, will be £343.20 better off a year. Their weekly pension will increase from £168.80 to £175.20. Those on the old state pension, who reached pension age before 6 April 2016, will see their weekly payment go up from £129.20 to £134.25 a week – £262.60 a year.

…and Frozen Pensioners will receive the huge increase of £0.00 in April per usual

4-Jan-20 – The Mirror: Government to cut £70 a week from thousands of state pensions

Some £33million is being taken away from people’s pensions as the Government ends the allowance for adult dependents.

“It will come as a nasty shock to thousands of people to see their state pension cut by up to £70 per week.”

– Steve Webb, Royal London Life

3-Jan-20 – The Express: State pension: 1950s woman gives heartbreaking admission ‘we don’t have time on our side’

“I don’t think any Government is going to overturn primary legislation..”

– Mariana Robinson, ’63 is the new 60’ which campaigns for women to receive their pension aged 63

….Frozen Pensioners would agree with Ms. Robinson, but you cannot give up on the fight….

3-Jan-20 – Financial Times: HMRC to act over state pension ‘missing years’ 

Lyndsey Jones, a 55-year-old FT journalist, noticed a missing year in her national insurance record when she checked her state pension forecast a year ago as part of her long-term retirement planning. HMRC told Ms Jones that the problem arose because the missing records had been kept on microfilm (scaled down reproductions of documents) which had not been uncovered in previous searches.

…Ms Jones needed this one extra year to qualify for a full State Pension. Scandalous behavior by HMRC…..

3-Jan-20 – Where are the best world destinations for expat retirement

2-Jan-20 – Scottish Daily Record: Most new jobs created in next decade will be filled by over 65s

Analysis of latest UK government data shows that increased life expectancy and changes to the pension age will see many workers struggle to retire. More than half of new jobs created over the next decade will be filled by people aged 65 and over.

In Canada, acoording to the 2015 census, one in five Canadians aged 65 and older, or nearly 1.1 million seniors, reported working during the year, so, it is not just happening in the UK

2-Jan-20 – The Express: State pension age is rising next week – are you affected by the latest change?

On January 6, 2020, people who have the date of birth within the date range of May 6, 1954 and June 5, 1954, will reach state pension age. It is due to reach 66 in October 2020. Under the Pensions Act 2016, the state pension age is due to rise from 66 to 67 between 2026 and 2028.

1-Jan-20 – EuroNews: Bleak future: Quarter of a million British pensioners spend New Year in cold, damp or unsafe homes

..alarming statistics show that a quarter of a million British pensioners’ households rung in 2020 in abhorrent conditions. Some 260,000 rented households where a person over the age of 65 resides has been classed by the government as “non-decent”.

…according to DWP stats, there are over 95,000 Frozen Pensioners who receive a UK State Pension of less than £20 per week, with the average receiving £11.18 per week, so they are suffering as well….

1-Jan-20 – Daily Express: State pension age change: 1950s women in ‘poverty’ with no money, says campaigner

That doesn’t mean going out, that doesn’t mean doing anything, it doesn’t mean holidays, it doesn’t mean joining lots of organisations and clubs. It simply means existing. Most of us women are in that position or worse, we don’t have any savings left. There are women using food banks.”

– Mariana Robinson, campaigner for women born in the 1950’s

….we can empathise with these women on two levels:

  • There are over 282,000 women living in over 100 countries who have never received an increase to their UK State Pension;

  • There are over 48,000 of these women who were born in the 1950’s…..

1-Jan-20 – Daily Express: Brexit shock: The SIX things UK citizens can still do in the EU after January 31