22-Feb-21: Click here to watch Tracy Gray, MP quiz Minister in Canadian Trade debate. Click here for the latest news on frozen British pensions. Help us achieve pension parity by donating to the ICBP, British Pensions in Australia, the Canadian Alliance of British Pensioners, or the British Caribbean Pensioners Association.


Retirement should be all about doing the things that make life worthwhile, not walking hand in hand with poverty…..

…and not having to exist on a frozen UK State Pension……

“It is cruel and unjust to deny to half a million UK pensioners overseas the full UK state pension that they paid into during their working lives. Canada has offered a potential route to ending this injustice. The UK should welcome this opportunity to right a historic wrong and ensure every pensioner receives the full state pension they are morally entitled to regardless of where they live”

– Sir Roger Gale, Chair, All Party Parliamentary Group for Frozen British Pensions





9 Feb 2021 – Sir Roger Gale (Con), David Linden (SNP), Jim Shannon (DUP) raise the frozen UK state pension issue, but get the same old, tired response from the Minister of Pensions, Guy Opperman (Con).


27 January 2021 – Peter Dowd MP raises Frozen Pensions at PMQs

Anne Puckridge, Aged 96 outside 10 Downing St.



Source: Institute of Fiscal Studies (IFS)



The All-Party Parliamentary Group on Frozen British Pensions is pleased to announce the release of the report from its 2020 Inquiry, revealing the Governments of Canada and Australia are ready and willing to work with the UK to end the ‘frozen’ pension policy, and have been calling on the UK Government to do so for many years.

– APPG 2020 Inquiry

The report also exposes the financial impact of the ‘frozen’ pension policy on UK pensioners overseas, finding that:

  • 1 in 2 ‘frozen’ pensioners receive a UK state pension of £65 per week or less

  • Over half struggle financially because of their frozen pension

  • Almost 90% of ‘frozen’ pensioners were not informed that their pension would be frozen before they left the UK

As a result of this inquiry, the APPG recommends that the UK Government end the ‘frozen’ pension policy and seek to provide UK pensioners living in ‘frozen’ countries with their full uprated UK state pension as soon as possible.

Sir Roger Gale, MP
APPG Chair

“There is no requirement upon the Government of the United Kingdom to enter into any “reciprocal agreement” with another country before honouring its obligation to pay the full and uprated State pension to any UK citizen who has paid the requisite National Insurance contributions upon which State pensions are based. As the Chairman of the APPG on Frozen Pensions I regard it as a disgrace and a matter of national shame that the United Kingdom has for so long denied to elderly citizens, very many of whom have proudly served our country in the Armed Forces or the Civil Service, the funds that they need to live on in old age and, sadly, sometimes in ill-health. It is past time for this injustice to be addressed and the wrong of decades righted”.

“I had to sell my house 3 years ago because I could not keep up with all the rates and taxes and now I live off the money I received for the sale and badly need my British Pension to be unfrozen. Please help”.

David March, UK pensioner living in South Africa

“I returned to St Lucia to care for my ailing mother after the death [of] my father, when it became clear that she could not care for herself. She too  lived and work[ed] in the UK from 1959 to 1990. Her pension was meagre to say the least. I joined my parent in 1964, I had no choice but [to return] to St Lucia in 2008 to care for my mother. With the falling £ rate it became increasingly difficult financially as mother deteriorate[d].” 

Jayne Gonzales, UK pensioner living in St Lucia

Chris Elmore (Lab): To ask the Secretary of State for Work and Pensions, whether the Government of Canada has made representations to the Government on negotiating a reciprocal social security agreement that covers the uprating of pensions. Guy Opperman (DWP): The Department has recently received representations from the Government of Canada to negotiate a reciprocal social security agreement covering the uprating of pensions.

Letters from Winston S Churchill in 1993 denigrating the Government’s position on Frozen Pensions


Patricia Coulthard – in 1946, and now, aged 99

“In your VE Day remarks, you pledged that all World War Two veterans would be remembered. On behalf of the thousands of military veterans who served our nation during times of need, I urge you to honour that promise and to end the injustice of frozen pensions without delay. Thank you for reading my message. At 99 I can’t believe I’m writing to 10 Downing St, but it’s important”

The iNews - 18 June 2020
The Express - 19 June 2020

Click on each meme above to read full text


“Our expat frozen pensioners fought for you – and now we need you to fight for us”




Windrush…and Frozen Pensions

“…another stain on our country’s much vaunted sense of fairness and equality”

 Lord Randallspeaking out on Windrush victims having their state pension frozen


Chris Stephens. MP

1-Oct-20 – They Work For You: Up-rating of State Pension – Social Security Bill

Rt, Hon Dr Thérèse Coffey MP

1-Oct-20 – Gov.UK – Pension boost protected by new bill

Number of Frozen Pensioners – as at February 2020 (DWP)



John Duffy

International Consortium of British Pensioners – Chair: John Duffy

“Bringing together parliamentary supporters of the case to unfreeze British state pensions overseas and to campaign for reform.”

BCPA, BPiA, the CABP, the ICBP and the APPG believe that all UK state pensioners – no matter where they choose to retire overseas – ought to be paid the pension that they have contributed towards and are rightfully entitled to receive. Help us fight this battle as every voice helps!

I am Fred

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